• If you are not paying cash for your property, you will want to speak with a qualified loan professional. Not every mortgage representative will understand your specific needs, so it is very important to work with someone who has extensive knowledge in mortgage products and requirements. 

    I've worked many successful years with Michelle McCullough with Fidelity Bank. She is thorough and efficient. Making her your first stop in mortgage loan shopping is a great choice.

    Are you mortgage ready?
    Ask yourself:

  • Do I have consistent, documented income?
  •  Do I have at least 3 open trade lines in good standing?
  • Do I have any tax liens or Unpaid judgments?
  • Will I be considered a First time home buyer?
  • When did I last check my credit report?
  • Do I have $$ for the down payment?
  • Do I have $$ for closing costs? 
  • How will my student loans affect my buying power?

    Happy Mortgage shopping!


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